
"I was enjoying a ride on my motorcycle two years ago when a speeding driver collided with me throwing me off of my bike. The information I received from the insurance company was very confusing because I was not in a car when the accident occurred. I met with attorney Michael Morse two weeks later, and he personally took the time to answer all of my questions and explain everything to me so it made sense. Later that year, he handed me a settlement check for over $50,000.00. I would be glad to refer my friends and family to Michael Morse and the Auto Accident Claim Center.
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-Larry Hayduk, Sterling Heights
Our results speak for themselves:
AUTO ACCIDENT - Oakland County, Michigan: $800,000.00 settlement for a woman who was hit by a handyman going to work. She suffered a tri-malleolar ankle injury which required 3 surgeries.
AUTO ACCIDENT - Wayne County, Michigan: $425,000.00 for a man with multiple bulging disks after a rear-end auto accident with very little damage to his car. Further, our client was a lawyer and missed very little time from work.
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Michigan Motorcycle Accident Attorneys
Michigan motorcycle riders have a unique status under Michigan's No-Fault Law. Motorcycles in Michigan are not defined as motor vehicles and therefore, they are not obligated to carry no-fault insurance. However, the Michigan motorcycle rider is still entitled to Michigan No-Fault benefits if the motorcycle is involved in a Michigan accident with a "motor vehicle". This is a good thing for Michigan motorcycle riders, but only if the accident is with a a car, truck, or other defined "motor vehicle". If the Michigan motorcycle rider is involved in simply a motorcycle only accident, i.e. if the motorcyclist lays down his/her bike to avoid another accident or hits a tree, then that person would not be able to collect under Michigan's No-Fault system. It is very important to speak to an attorney extremely familiar with Michigan's motorcycle laws and Michigan's no-fault laws after an accident to make sure that you are advised correctly.
Although Michigan motorcycles are not required to obtain the mandatory Michigan no-fault insurance, the owners or registrants of the Michigan motorcycles are legally required to carry what is known as PLPD. PLPD stands for "personal liability and property damage". If a Michigan motorcycle owner or registrant does no carry the PLPD coverage, then criminal penalties and the inability to collect under Michigan's no-fault system. It is always a terrible situation when a Michigan motorcycle rider calls our office after an accident, and finds out that nothing will be paid to them because they did not have the requisite PLPD insurance.
A common question that Michigan motorcycle riders have after an accident is, "Whose insurance pays my medical bills and wage loss?" As mentioned earlier, Michigan motorcycles are treated differently than cars or trucks. If you are in an accident in Michigan with another vehicle while riding your motorcycle, and your motorcycle has the requisite PLPD insurance, then the following is the order of priority as to who would pay Michigan's no-fault benefits:
1. The insurer of the owner/registrant of the motor vehicle involved in the accident
2. The insurer of the operator of the motor vehicle involved in the accident.
3. The insurer of the of the operator of the motorcycle involved in the accident. (That is, the insurance company who insures the operators car or trucks, even though not involved in the accident)
4. The insurer of the owner/registrant of the motorcycle involved in the accident if different from the driver/operator. (That is, the insurance company who insures the owner of the motorcycles car or truck, even if it has nothing to do with the accident)
With Michigan motorcycle accidents, several tricky situations can come up. For example, there are often times where two different insurance companies are in equal priority. It is very important that they are both put on notice right away. Also, sometimes the Michigan motorcycle driver may not have another vehicle and is hit by a driver who flees the accident. In this situation, the injured person driving the Michigan motorcycle would go to the Michigan Assigned Claims Facility(ACF). The ACF would step in and assign a Michigan Insurance Company to handle and pay all of the No-Fault benefits for the injured person.
The lawyers at The Michigan Auto Accident Claim Center are experts in helping injured people get the compensation they deserve after a Michigan motorcycle accident. The rules are much more complicated than those that pertain to a traditional accident involving two cars or a car and a truck. Most lawyers do not understand the distinction. It is very important that you speak with someone very familiar with the intricacies of Michigan's motorcycle laws. Contact michael@morse-law.com or 800-281-0606 for a free consultation. As always, the advice is free and there is no fee unless you collect.